Wheat field

Multi-Use Account - The Merchant Advantage

Grow your business with the financial solution that helps your customers get the crop inputs, farm supplies and parts, service and attachments they need to keep their operations moving forward.

For more than 35 years, strong dealer and merchant relationships have played a key role in our ability to deliver simple, dependable financial solutions to agricultural retailers. John Deere Financial's commitment is to provide ways to make your business more efficient and more profitable. Solutions that will help you:

  • Accelerate your cash flow with expedited payments. We know how important cash flow is to every business, including yours. That’s why we ensure you receive funds for every approved purchase in two business days.
  • Maximize sales while reducing risk and administrative costs. We assume the risk on approved transactions and collection responsibilities for delinquent accounts so you can spend less time managing receivables and more time building traffic.
  • Gain a competitive edge by solving customers' cash flow challenges. Lock in early season sales and convert more sales with year-round sales finance programs tailored to your customers' production cycles; helping them manage cash flow and save money.

John Deere Financial has an established customer base of Multi-Use Account holders, exclusive financing offers from the most trusted national and regional brands in agriculture, and a dedicated team of specialists making sure you have everything you need to serve your customers. There’s never been a better time to start growing your business in a whole new way.

How to offer Multi-Use Account from John Deere Financial at Your Business

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What are the requirements to become a John Deere Financial merchant?

Please carefully review the two enrollment options to ensure the qualifications can be met before selecting the option that best fits your business:

OPTION 1. I am interested in using John Deere Financial as a financial solution for my business. This would include 30-day revolving customer terms, customized incentives, and nationally sponsored crop input programs.

  • Customer transactions submitted to John Deere Financial will be predominantly related to agriculture.
  • Annual agricultural retail sales of at least $5M (excluding grain)
  • You have a retail storefront/physical brick & mortar location(s)
    If you meet all 3 requirements listed above, please fill out the OPTION 1 Inquiry Form and we will be in touch with you.

OPTION 2. I intend to ONLY finance nationally–branded crop input products for my customers. For example Monsanto, Syngenta, BASF, Bayer, Channel, FMC or Valent.

  • Please fill out OPTION 2 Form and we will be in touch with you.

What types of purchases can customers finance with a Multi-Use Account from John Deere Financial?

Crop inputs, farm and home supplies, parts, service and attachments. Everyday items include livestock and vet services, feed, fuel and general supplies. To learn more visit MyMulti-UseAccount.com.

Can I become a merchant if I primarily sell non-John Deere equipment?

Thank you for your interest, but at this time we are not enrolling merchants who primarily sell competitive equipment, parts and service.

I just purchased a business that offers the Multi-Use Account from John Deere Financial. What do I need to do to offer it as well?

Congratulations! Please contact your John Deere Financial sales representative or call our Merchant Credit department at 1-800-526-4975.

I currently offer the Multi-Use Account at my business. How do I add another location?

Please contact your John Deere Financial sales representative or call our Merchant Credit department at 1-800-526-4975.