John Deere dealer behind desk at parts counter

Customized Financing

Designed for your business landscape.

Weather, seasonal work, and accounts receivable delays can all affect your professional landscaping or turf business’s cash on hand. That’s why we offer tools that help you conserve cash so you can grow your business.

Easy on your business's bottom line.

Lease or buy?
Owning your commercial landscaping equipment offers your business major benefits including tax advantages. John Deere Financial offers great rates and flexible payment programs whether you buy or lease your commercial mowing or turf equipment — so you can choose what’s right for your business.

Have you considered leasing?
It’s a good way to preserve capital, adapt to changing workloads, and maintain access to the latest John Deere grounds care equipment. You could discover that leasing can make more sense — and dollars — for your business than you ever imagined. With leasing, you can:

  • Make lower monthly payments — improving cash flow.
  • Cut repair costs by operating equipment under warranty.
  • Reduce equipment downtime by using the newest, most efficient equipment available.
  • Eliminate the hassle of disposing of used equipment.
  • Bundle in parts, Stihl and Honda equipment for an easy purchase process.
  • Hold onto your cash and leave credit lines open for other opportunities.
  • Set up a customized payment schedule based on your individual needs.
  • Experience a “no-surprises” lease return and easy end-of-term options.
  • Take advantage of the Ultimate Forgiveness Program™ for commercial mowers.

Benefit of Leasing vs. Buying Commercial Mowing or Turf Equipment

0% Lease Rate Option¹ 1500 hours total (500 hours/year)Finance Option 0% for 36 Months¹

List Price

$8,225

$8,225

GreenFleet™ Bonus

$600

$600

MSRP Less Discounts

$7,625

$7,625

Term in Months

36

36

Rate for Example

0.00%

0.00%

Hours Per Year

500

500

Monthly Payment

$148.26

$211.81

Equipment Cost Per Hour

$3.56

$5.08

Cash Flow Savings

$2,288

Commercial Zero-turn lawn mower

Hours Forgiveness²

If you exceed your hour limit, you can have half of the excess hours forgiven.

Professional landscaper on John Deere riding mower

Rollover Hours²

If you end up using fewer hours than your lease stipulates, we will give you a credit for the unused hours.

Turf manager on John Deere riding lawn mower

Damage Waiver²

We’ll forgive up to $250 of any damage/excessive wear and tear.

Your cash flow changes with the seasons.

So should your payments.

Manage your company’s cash flow with financing programs that offer flexible monthly payments to match your income stream.

Seasonal Payment Plan (SPP) — Make smaller lease or installment payments for up to 6 consecutive months of your choice, paying as little as 1 percent of the amount financed during high-expense months. The difference is added to payments during higher cash flow months.

Skip Payments — Tailor your payment schedule to your seasonal needs by choosing up to 3 months each year to skip payments.


Skip Payment Plan¹

 $8,500 finance at 1.9% for 36 months

Months Monthly payment without skipped payment Monthly payment with skipped payment

November – January

$243

$0

April – October

$243

$325

Seasonal Payment Plan Example¹

Low cash flow November to March $8,500 financed at 3.9% for 36 months

MonthRegular Monthly Payment OptionSeasonal Monthly Payment Option

November

$251

$85

December

$251

$85

January

$251

$85

February

$251

$85

March

$251

$85

April

$251

$369

May

$251

$369

June

$251

$369

July

$251

$369

August

$251

$369

September

$251

$369

October

$251

$369

  

One simple payment.

Bundling makes grounds care equipment and services more convenient and cost-effective when you include them in your lease or installment financing packages. Consider adding on:

  • STIHL® handheld, Honda walk-behind equipment, and a trailer for an easy purchase process.
  • Attachments and accessories you need to be more productive.
  • The John Deere parts you know you’ll need for the loan term to save interest and time for your service technician.
  • Equipment service packages and extended warranty coverage — no unexpected costs down the road.
  • Insurance to cover a variety of risks for actual cash value at the time of loss (less deductible), including theft, vandalism, collision, upset, fire, and flood.

Grounds equipment and parts bundling benefits chart

¹This is an estimate. It is not a credit offer. Actual credit terms may differ upon credit review. Contact your local John Deere dealer for any additional details.

²Limitations apply to Hour Forgiveness, Rollover Hours and Damage Waiver. See your dealer for details.