Day in and day out, John Deere is behind you.
At John Deere Financial, we’re focused on listening to you and understanding what is most important to you. We respect that you prefer working with a company you can count on to meet your changing needs, and who provides easy access to flexible financing throughout the good and tough times. We don’t just provide construction equipment financing; we build long-term relationships through trust.
We’re dedicated to delivering superior value while providing you with the construction equipment you need and the financing solutions you appreciate. So, whether you need a lease or installment loan to acquire construction equipment you can count on John Deere to deliver. You’ll also find our financing programs easy to understand, convenient, and customizable to your particular situation.
Parts, Service and Rental Financing
Put it on PowerPlan™
We’re dedicated to providing you with flexible financing options that fit your bottom line, and with a PowerPlan account, you’ll have more flexibility than ever before!
PowerPlan is a commercial line of credit that gives you instant purchasing power for parts, service, equipment rental, and more. With a PowerPlan account, you can pay your balance in full each month, without any interest charges. You can also choose to make convenient monthly payments at a competitive interest rate when you need to conserve cash flow.
PowerPlan is a great, flexible way to minimize downtime and improve your cash flow. And, it’s just one of the many ways we are dedicated to you and your success.
If you’re thinking about adding new construction equipment to your operation, you might want to consider leasing it from John Deere Financial.
Leasing equipment can free up your cash and increase liquidity. Leasing typically requires less cash up front and the monthly payments are generally lower. There are other reasons, too, such as enabling you to schedule equipment replacement.
Every contractor’s business is different and no two have the same needs … which is why we’re so focused on listening to you and understanding your particular needs.
We finance most equipment sold by your dealership, and the program we’ll set up for you is based on our understanding of the contracting industry and the financial side of contracting. We have “Fair Market Value” operating leases as well as those with “Stated Purchase Options.” And we also offer leases with $1.00 buyouts. All leases can be structured with terms ranging from 12 to 60 months.
Owning your own construction equipment and building equity in it can be an attractive option, especially if you’re planning to own it more than five years. You can also depreciate the asset to reduce your taxable income.
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