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Equipment Leasing

Line up a lease to fit your operation

You spend months choosing the right equipment for your operations, and selecting the right method to acquire that equipment is equally important. If you are considering a lease, we'll work with your John Deere dealer to tailor a lease package that's right for your needs. You'll get competitive rates and maximum convenience.


We offer flexible leases designed to meet your needs:


Still have questions about leasing? Visit the following links for more information:



Low-Hour Used Tractor Lease

Lease a pre-owned John Deere agricultural tractor using the Low-Hour Used Tractor Lease. It's designed to provide you a high-quality, pre-owned John Deere tractor to power your operations with attractive purchase options, based on the annual hours of use. Lease payments can be customized to fit your cash flow needs.


Features and benefits include:


  • Lower payment for premium, pre-owned John Deere tractor
  • Reduces your cost per machine hour
  • Provides an opportunity for tax advantages associated with leasing
  • Increased cash flow for managing operating inputs
  • Provides the greatest value when you want to use equipment versus owning equipment
  • Beneficial for short term needs (36 months)

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John Deere Value Lease

Lease a current John Deere agricultural tractor using the John Deere Value Lease. It's designed to provide you the latest tractor to power your operations with attractive purchase options, based on the annual hours of use, you can tailor John Deere Value Lease payments to fit your cash flow.


Features and benefits include:


  • Offers the lowest payment for Deere equipment and greatest tax advantages
  • Increased cash flow for managing operating inputs
  • Provides the greatest value when you want to use equipment versus owning equipment
  • Beneficial for short term needs (36 months)
  • Excellent choice if you want to keep the most current equipment in your fleet

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JDF Lease

Available on an assortment of new John Deere agricultural equipment, the JDF lease offers competitive payments and rates compared to installment financing.


Features and benefits include:


  • Offers competitive payments versus retail
  • Increased cash flow for managing operating inputs
  • Longer use of equipment terms available (36-60 months)
  • Combines the tax benefits of leasing with a stated purchase option that lock in an equipment purchase price
  • Excellent choice if you are undecided as to whether you want to own or return the equipment at the end of the lease term

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JDF Municipal Lease

Six reasons why the JDF Municipal Lease can be right for you.


  1. Low interest rate, low cost
  2. "Walk away" non-appropriations clause
  3. Full ownership at the end of lease term
  4. Fast and easy approval process
  5. Flexible terms to fit your budget
  6. It's simple to get started – just visit your local John Deere dealer

 Deere Financial Municipal Lease is specifically designed for qualified state, governmental, and educational entities. The John Deere Financial Municipal Lease offers terms up to 60 months and $0.00 purchase options.


*Offers subject to John Deere Financial approval. See your John Deere dealer for details and eligibility requirements. Offer subject to change.


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Lease vs. Buy

Should I lease?


Generally, leasing is the right decision if:


  • I need to preserve capital. A lease may provide lower monthly payments. So you're better able to manage cash flow, and invest in other areas of your business.
  • I plan on expanding or reducing my operation. Leasing gives you more flexibility to match equipment needs to the changing needs of your operation.
  • I'm nearing retirement age. It's often a better decision to avoid locking yourself in to large capital investments if you plan on retiring soon.
  • I want the reliability of the latest equipment. Newer model equipment generally requires less maintenance and can reduce downtime.

Your equipment needs are different than your neighbors', and your equipment financing plan should be too. So talk with your local John Deere dealer today. They'll help you develop a financing plan that fits your operation's unique needs.

 

Should I buy?


Generally, buying is the right decision if:


  • I want the security of owning a physical asset. When you buy, your payments result in direct ownership.
  • I plan on keeping my equipment at least five years. If you expect your equipment needs to remain stable, an installment loan may be your best option.
  • I want the convenience of owning. When payments are finished you retain your equipment and have time to better plan for future equipment needs.
  • I can plan for regular service. Keeping equipment maintenance up-to-date keeps it in top condition. And no other equipment delivers the resale value of John Deere equipment.

 

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