Healthy Directions

Preparing for Health Care In Retirement

Transitioning to Pre-Medicare Retirement - View the Preparing for Pre-Medicare Retirement brochure for information about how the health plans work, making contributions to your Health Savings Account (HSA), and other health & wellness resources available to you.

Transitioning to Medicare Retirement - View the Preparing for Medicare Retirement brochure for information about the various components of Medicare, how to use the company-provided Retiree Medical Credits (RMCs), and planning for prescription drug coverage.

This document is intended to present a summary of the health care benefits and benefit elections that are available to you; however, this material does not, of itself, create or modify your benefits. The terms of the applicable benefit plans, and all company actions administering or interpreting these plans, continue to control.

Deere & Company reserves the right to suspend, amend, modify, or terminate the Plan(s) in any manner at any time, including the right to modify or eliminate any cost-sharing between the company and participants. Changes, which can be made at any time, are made by action of the company's board of directors, or to the extent authorized by resolution of its board of directors, or by the Deere & Company Compensation Committee. In the event of a conflict between the language of the official Plan Documents and this document, the language of the official Plan Documents will control.