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Planning Guide

You're the best judge of how to manage your health and health care. The Healthy Directions Planning Guide offers you tools for taking charge of your health and the way you spend health care dollars. Use this page to make the most of your health and your benefit plans.

Sharing the cost of your coverage Planning for your health care needs Taking care of your health Step 4: Using your health care benefits Step 5: Managing your health care dollars

Step 1: Sharing the cost of your coverage

Your plan choices come down to how and when you want to pay for your share of costs. To help you better understand those costs, use this section to view your payment history, learn more about CarePlus and CarePlusMAX benefits, estimate your out-of-pocket costs and learn about HSAs.

Learn more about the options available >>

Step 2: Planning for your health care needs

To help you determine which Healthy Directions plan will work for you financially, use self-service tools to find network providers and plan your HSA, FSA, and 401k contributions.

What you need to know before choosing a plan >>

Step 3: Taking care of your health

Use this section as a one-stop source for tools to help you keep moving in a healthy direction - including lists of preventive care services and information about health and wellness resources available to you.

Find out how to get the most out of your benefits >>

Step 4: Using your health care benefits

Gaining the right level of care at the right time and the right price starts with being an informed health care consumer. Use these tools to review your coverage, find network providers, compare pharmacy and drug costs, and view claims status.

Learn more to better manage your health care decisions >>

Step 5: Managing your health care dollars

Planning now for your current and future health care needs is a healthy step. Use this section to select your providers wisely, take advantage of budget-stretching pre-tax contributions and build wealth with special services from Fidelity Investments.

Find out how to plan for your health care future >>

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