You can help stop insurance fraud.
Many people – insurance companies, state insurance departments, and certain consumer groups – are working together to combat insurance fraud. You as a policyholder or as a member of the general public can help in that battle.
Those who commit insurance fraud cause extensive damage and unfortunately, that leads to higher insurance premiums for all policyholders, including you. While crop insurance fraud is not as prevalent as fraud in other lines of insurance, it does occur and it harms the entire program. We’re dedicated to protecting the integrity of the program.
An important objective of John Deere Risk Protection's (JDRP) administration of insurance operations, is to recognize and deter fraudulent insurance acts. Specifically JDRP is committed to preventing fraud:
- Concerning work-related activities involving the Company’s employees, appointed producers, and independent contractors;
- Resulting from misrepresentations by applicants and proposed insureds on insurance applications and related underwriting documents; and
- When claims are filed, including misrepresentations in claims forms and related documents
In an effort to combat fraud, waste and abuse, JDRP utilizes a Special Investigative Unit (SIU). The SIU assists in the discovery, investigation, and prosecution of fraud within the crop and agribusiness insurance industries.
Any suspected fraudulent activity may be reported anonymously and confidentially by calling the toll free number listed below or through the online reporting tool in the link below.
Additionally if you suspect fraud, waste or abuse in the federal crop insurance program you may call the USDA's toll-free fraud hot line at 1-800-424-9121. The hot-line is staffed between the hours of 9:00 a.m. and 3:00 p.m. (Eastern Time). You may also write USDA's Office of Inspector General (OIG), P.O. Box 23399, Washington, DC 20026. Whether calling or writing, always include as much detail as you can. If you write and sign your name, let them know if you wish to remain confidential. For additional information on reporting crop insurance fraud, including by e-mail or fax, please select the following link:
Finally, if you do not wish to take advantage of any of the above reporting opportunities, you may also report insurance fraud at the Online Fraud Reporting System maintained on behalf of all states by the National Association of Insurance Commissioners at this address:
Thank you for protecting the integrity of the crop insurance program. Together, we can fight crop insurance fraud.